6 Best Apps To Save For A Rainy Day

Pink pig coin bank on a brown floor

Building an emergency fund for a rainy day is the key to financial stability. Experts suggest that you should create an emergency fund before even tackling your debts!

Mark Cuban, the star of Shark Tank, believes everyone should have savings equivalent to around six months of income. And financial guru Suze Orman says you should strive to save approximately eight to twelve months of income.

Don’t worry, we know that’s a lot of money! If you’re interested in starting an emergency fund, you’ve stumbled upon the right place – in this blog post, we’ll cover the eight best apps to save money for a rainy day!

The first four apps we’ll cover in this article will help you make money, and the other four will help you save money on your purchases.

Make Money on Your Phone

Saving money when you’re broke is tricky because you don’t have enough money to buy in bulk or join in on deals that will save you money. 

That’s why we suggest you add a source of income. Here are some apps to help you do just that!


Finding a new revenue stream doesn’t have to mean securing a second job. If you get into passive income, you won’t have to be actively involved, but money will still come your way!

If you use money-earning apps like Honeygain, you can make money from your bed using a device of your choice! Doesn’t that sound nice?

Honeygain is a free app that’ll pay you for sharing your internet connection. Yes, you hear that right! Make sure your phone’s connected to the internet, download the app to your chosen device, set up your account, and start earning money online.

Honeygain and its network of scientists use your data for market research and data-driven projects, and you get paid in return. It’s that simple!


The previous app allows you to make money from your bed. Now it’s Sweatcoin’s turn, and you can earn money by simply walking! Sweatcoin is an app that tracks your steps and pays you in return. We know what you’re thinking – why on earth would it do that? 

People behind the app believe that being healthy benefits the society around us. You’re mobile and productive, and in return, you save money on healthcare costs. 

Your movement has value, and Sweatcoin believes you should have a portion of the value! Each thousand steps you take will pay you 0.95 Sweatcoins, and if you’re using the free version of the app, you can collect a total of  5 Sweatcoins. 

Sweatcoin won’t make your wallet burst at the seams, but you’ll earn money for something unavoidable in your everyday life!


We’re guessing you spend much of your paycheck on gas, food, and dining out. How would you like to get some of that money back? If you said yes, you’ll probably enjoy Upside!

Upside is an app with the goal to provide cash back on purchases from gas stations, restaurants, and grocery stores that you buy through their app! You can redeem that cash back through PayPal, online gift cards, or hard cash bank transfers. 

Launched in 2015, Upside has already helped over 500 million people cash out, boasting a 4.8-star rating in the Apple app store.

Save Money on Your Phone

Now that you’re familiar with apps that can help you make more money let’s move over to the apps that will help you save and manage your money better!


Acorns helps you figure out the world of investing for you and recommends a diversified investment portfolio curated for long-term financial gain.

Investing early and often can let your money grow. With Acorns, you can set a regular contribution to automatically invest with as little as $5 a day, week, or month!

Once you link your card to your account, Acorns will automatically check every purchase and round up the price you have paid. 

If you spend $5.50 somewhere, Acorns rounds the price to $6. And Acorns will automatically invest it in various portfolios!


Are you ever scared to look at the numbers in your bank account? We’ve all experienced this – you check your account balance after a memory-filled weekend and want to throw your phone at the wall. To avoid this, tracking your finances may be your only option.

If you use Mint, you can now set a budget for each category of your expenses and keep track of them. This way, you’ll make sure you’re not overspending. And because Mint does it for you, you won’t need pen and paper to track your expenses.

Mint is a budget planner app with many safety features, including 256-bit encryption and multi-factor authentication

Aside from managing your budget, Mint offers tools like calculators for retirement, credit card payoff, grocery budget, student loans, and more.


When you shop online, saving money and receiving rewards is easier than ever, thanks to the Honey: Automatic Coupons & Rewards. This Google Chrome extension automatically discovers and applies savings across over 30 thousand websites when you buy something online!

Go to the online shop you want to buy from, where Honey will immediately let you know if lower prices are available for the things you want to purchase. 

Honey automatically applies the best offer after looking for any available coupons, saving you from figuring out your savings.

Check out the apps on the list and save money, whether you choose Honeygain, Acorns, or any other app. Saving money for a rainy day doesn’t have to resemble climbing Mount Everest. Start today, start small, and protect yourself from the rain!